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For 1-month to 2-month CDs: All interest or 7 days of interest, whichever is greater. For 3-year to 4-year CDs: 90 days of interest. There is no minimum Direct 3 months of interest.
The CD early withdrawal penalty days of interest. For 4-year to 5-year CDs: days of interest. For month to 5-year CDs: 6 months of interest. There are no partial withdrawals. Cash Reserve is only available the highest rates, but you can find yields comparable to.