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Other Fees Early Account Closure. Integration with Mobile Payment Services.

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Once you open a BMO bank account, find easy ways to manage it to make your everyday banking run smoothly. Set up ongoing payments and deposits, and more. Opening a new account online is quick and easy. All you need is: Your phone number, email address and U.S. residential address; Your date of birth and Social. We may also ask you to provide a copy of your driver's license or other identifying documents. For each business or entity that opens an account, we will ask.

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Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed see our advertiser disclosure with our list of partners for more details. Have an account? Refer to product's website for latest APY rate. BMO offers free savings accounts, meaning it doesn't charge monthly maintenance fees for these accounts.