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BMO Bank - How to Dispute a Transaction - Bank of MontrealThey only refunded me 2 of the 3 unauthorized charges and tell me that they do not have any billing rights to further my case for the 3rd charge. Cardholders; Ministry Card Coordinators; Lost or Stolen Cards; Disputed Items; Change of Address � Cardholders; Demagnetized Cards. Call. from 7 a.m. to 11 p.m. CT Monday to Friday and 8 a.m. to 10 p.m. on Saturdays and Sundays to talk to our customer care team. BMO.