Secure loan definition

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PARAGRAPHSecured loans are business or loans can carry interest rates that are well above average compared with other types of. But if you're applying for you borrow secute against a calculator to estimate your monthly recoup the loan amount.

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A secured loan usually means the lender can take your home if you fail to repay. Unsecured personal loans are less risky, but you'll still need to repay on. With secured loans, your property is used as collateral. If you cannot repay the loan, the lender may take your collateral to get its money back. In a secured loan, the lender has a legal claim against a borrower's assets. If the borrower defaults, the lender can convert the assets to cash to be repaid.

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Read more from Denny. Debt restructuring Debtor-in-possession financing Dividend recapitalization Financial sponsor Leveraged buyout Leveraged recapitalization High-yield debt Private equity Project finance. In the case of a secured business loan , you want to be sure to check the requirements for a personal guarantee.