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BMO Mortgage Review 2024BMO Mortgage offers a range of options that will be right for you. BMO customers benefit from quick pre-approval and the longest mortgage rate guarantee. Very disappointed with their system. After 8 years of being a BMO customer with good credit, never missing a payment, I encountered very complicated procedures. I can attest to this. They are quite strict with proper paperwork and documentation; didn't approve me in the end (). Maybe credit union is.